The fund invests in equal proportions in equity funds and exchange traded funds out of the areas megatrends,
dividend shares and blue chip shares. The portfolio is globally diversified and actively managed. In order to limit risk
the fund may invest substantially into cash and money market products in case of falling markets.
Why invest in funds?
IInvestment funds offer easy access to the financial markets. As provision for retirement, as investment in bond markets with higher yields, or as riskier investment in equity markets – funds are an economical and efficient way of implementing your investment of choice.
A fund consists of a portfolio of selected securities (e.g. bonds issued by European companies) that is managed by experts – the fund managers. As required by the Austrian Investment Fund Act, this portfolio is broadly diversified. That means that it invest in numerous companies and/or countries, for example. For every fund, a so-called net asset value is established frequently (at least daily). This value is based on the value of the fund’s assets. The number of shares issued by the fund is not limited, which is also why the term “open-ended investment funds” is in use.
As a fund saver, you can counteract cyclical trends, just like a stock market professional. You buy more shares when fund prices fall and less when the prices rise.
This results in a more favorable average price in a long term. Together with that, there is no significant entry point for a savings plan compared to a one-off payment.
Sparkasse Schwaz AG has several decades of expierence in wealth management and in building wealth.
You should profit from this experience!
The Sparkasse Schwaz Funds can be bought in every Erste Bank and Sparkasse.