Legal references

The information contained on this web site is used as marketing communication within the meaning of WAG 2007. They serve as additional information for our investors and base on the knowledge of the authors. Financial analyzes are established in compliance with all legal requirements. Our representations, analyzes and conclusions are of a general nature and do not include the individual needs of our investors concerning income, fiscal situation or attention to risk. This data does not constitute investment suggestions. The performance data and the example calculations relate to the past and are no reliable indicator of future performances.


The full and simplified prospectus (and possible changes) has been published in accordance with the Investment Funds Act 1993 in the latest version of the "Amtsblatt zur Wiener Zeitung" and is available free of charge at the ESPA (KAP), at the office of Erste Group Bank AG (custodian bank) and at Sparkasse Schwaz AG (Fund Manager). The exact date of the last publication, as well as any other collection offices are published on the homepage of ERSTE- KAG ( or respectively upon request.

All sales documents are also available in electronic form on this website under "Downloads" on the relevant product pages. However, the content doesn’t have to be conform to the latest version, which is issued by the investment company in charge.

Every investment involves risk. Prices may rise or fall as well. Issue expenses are not included into performance. All information is without guarantee for accuracy and completeness. Please find detailed information concerning the risks and costs of the individual products in the particular prospectuses.


PREMIUM ASSET INVEST invest a significant portion in units of mutual funds (UCITS), derivative instruments (including. Swaps and other OTC derivatives) as well as demand deposits or callable deposits with a maturity not exceeding 12 months as defined in § 72 Investment Fund Act 2011.


Approval for public distribution in Austria.
The public distribution is not permitted in particular in Germany and Switzerland.


About the information on this site

The SPARKASSE SCHWAZ AG provides this web site and all information contained only for informational purposes. All information is obtained from reliable sources and believed to be correct. 

There is still no guarantee of the accuracy of the published data. SPARKASSE SCHWAZ AG accepts no liability for any loss or damage resulting from reliance on the information contained herein. 

All data on this web site are subject to copyright. Reproduction - including extracts - is permitted unless specifically authorized by the SPARKASSE SCHWAZ AG.